The Discussion Of Chinese Artwork Insurance

The rise of the cultural industry has a close relationship with the development of our country. Since1978, the reform and opening up, China’s economic development has entered a period of relative stability, in order to make farther progress, we need a new economic growth point, and a better economic structure.In1999, the Beijing cultural industry’s contribution to GDP has reached5.3%, the development of the cultural industry can not only create tax revenue for the state, but also promote the development of related production industry, and the invisible influence of cultural industries can never be accurately estimated. At the same time, the variety of cultural industries, can greatly promote the development of the tertiary industry. Thus, the cultural industry is the one of the new economic growth points; it is also of great significance to the changes in the structure of China’s economic.The art industry is an important part of cultural industry. According to statistics prepared by the Ministry of Culture in2011, the total Chinese art market transactions in2011reached201.8billion Yuan, an annual growth rate of24%, the largest art market in the world. China has a long history of art and a long tradition of art, of course she organized the most cultural and art exhibitions in the world, according to the statistics of the China Art Gallery, the Museum of the average per year will organize various exhibitions hundreds of traffic exceeding million people. In recent years, all kinds of Art Exhibition increasingly frequent. According to incomplete statistics, in2009, the number had reached9204, there are also more than80of the territory of the museum exhibition abroad; at the same time, a growing number of foreign museums and private collections come into the domestic exhibition artwork, the demand for insurance are equally great.Be aware of important economic and social role of cultural industries, in2010, the nine ministries, the China Insurance Regulatory Commission and the Ministry of Culture of the People’s Republic of China issued two instruments to support the Artwork insurance. It is two years time since2010, the nine ministries jointly issued instrument to promote the development of Artwork insurance. Artwork insurance is not rapid development as supposed. In order to solve this problem, this paper analyzes the status of China’s art insurance, explore the existence of the Artwork insurance business problem, and analyze where the problem is. The author Combined insurance theoretical and practical business to make appropriate recommendations for insurance companies and other relevant bodies in order to improve the efficiency of the Artwork insurance, and enhance the awareness of risk prevention. So far, the number of cultural Insurance study is not that large, I want to arouse the attention of scholars, institutions and the general public for the cultural industries artwork insurance by this paper.This article focuses on the following aspects:The first part is the introduction part of the article, it introduced the research background from two aspects:research purpose and the significance of the research; then it summarized the existing literature of cultural Artwork insurance, the summary can be divided into two parts:domestic research and foreign research; Next, the article discuss the research methods, article innovation and inadequate.The second part is the Overview of China’s cultural and insurance industry, first the section introduced many definitions of the cultural industry, then integrated various perspectives; Second, the article discusses the cultural industries and the risk characteristics of the art industry, in order to pave the way for later analysis; Finally, the article refers to the real data and policy support on the need for the development of cultural Artwork insurance. Development of Artwork insurance is not only the needs of the development of the cultural industry, is also a great opportunity for the insurance industry.The third part introduces the first potentially huge market of China’s cultural Artwork insurance, but obviously inadequate supply of insurance. This article then introduced the foreign advanced mechanisms and experience, summarized six elaborate adventures, a wide range of foreign insurance, actively participates in the risk prevention, focusing on data analysis, strong financial and technical support to drink distinction design protection, as well as people-oriented insurance system.The fourth section analyzed the problem of the Artwork insurance; the article is to identify a total of twelve issues, including the cultural works of art industry, the cultural Artwork insurance industry chain and moral hazard.The fifth section is the last part of the article, according to the characteristics of china’s Artwork insurance and problems of the development of Artwork; article put forward some recommendations, a total of four parts,12dots. The article called on the government to increase policy support to speed up legislation to protect; cultural art industry should improve the artwork industry insurance awareness, strengthen enterprise risk control, appraisal and evaluation system established on the basis of Artwork; insurance companies should strengthen culture artwork and focus more on the development of insurance products, the establishment of an independent Artwork insurance company is also needed.