A Research On The Choice Of Affordable Housing Financing Methods In China

Through to the affordable housing development to explore, as well as to theaffordable housing financing way of research, found that there is a huge gap underthe condition of existing policy and low-income housing construction funds.Through the analysis of the causes of the gap, find out the crux.Through literature research, found that foreign scholars in the comparativetheory of housing policy, housing security life cycle theory, social exclusion theory,researches on the housing filtering theory of housing security, domestic scholarsand studies tend to focus on more affordable housing system construction, capitalsource and financial innovation, etc. By quasi public product characteristics ofaffordable housing, the quasi operational and sales can be found, analysis andevaluation of the affordable housing have the requirement of marketization andcommercialization of promotion, and analyzes the PPP financing model, theresearch of this paper provide the theoretical basis of the methodology.Aimed at various defects of the current model, this paper puts forward the newfinancing way to principles and framework, and further puts forward the building toset basic government investment, housing accumulation fund loan, developmentalfinancial boost affordable housing construction and housing projects for theintegration of the PPP mode, government, credit departments, private sectorparticipation of new social housing financing. The whole pattern of governmentpublic capital investment, the government guaranteed loans, interest through cheaploans and tax preferential policies, attract private sector participation, and with theprivate sector as the principal part of the construction of affordable housing toestablish a new kind of PPP mode.