Financial Supply Chain Commercial Banks

The current development of China’ banking industry has become more and more sophisticated and competitive. The state-owned commercial banks, joint-stock banks, local commercial banks and foreign banks have introduced new business to enhance competitiveness. Supply chain finance which is becoming popular in recent years effectively integrates the logistics, information flow and capital flow, to improve financing efficiency and reduce risk. Supply chain finance is based on the good credit history of core enterprise, not only can decrease the cost and reduce the stress of SMEs,and improve creativity for enterprises in the supply chain as well, but also can promote the Bank’s development and give participants the real advantages to increase competitive for a country at last, definitely.The thesis which use theory and actual case, at first, introduce supply chain financial conception, superiority compared to traditional financing models, the development situation at home and abroad and relative background analysis. Secondly, through introduce Sichuan postal Savings Bank operation situation, business varieties, sale model, crisis management method and the actual business case analysis, knowing about supply chain financial feature, risk control and the interests of all parties. At last, based on the case, analysis the advantage of the Postal Savings Bank in Sichuan and give some advices about industry, technology, legislation and bank management.