Supply Chain Finance Business Risk Management Research, The Postal Savings Bank Of China

Financial services supply chain is around the core enterprise, to control the downstream small and medium sized enterprise capital flow, information flow and logistics, access to capital, logistics information through a full range, not controllable risk variable grasp individual SMEs for the supply chain enterprises on the whole the controllable risk, so the risk control in the lowest financial services. Different from traditional credit operation of company, the characteristics of supply chain finance business with focus on the trade background, focuses on the authenticity of debt risk assessment, pay attention to cash flow, logistics flow, multiple invoice verification, also known as trade finance. Supply chain finance business will undoubtedly become one of the important strategic development direction of the company credit business.Scholars at home and abroad at present from supply chain finance business model from the point of view, from the perspective of financing enterprises and commercial banks and the third party logistics point of view of the corresponding study to supply chain finance, respectively discusses the concept, the supply chain finance financing mode and risk status, opened up a new business model for the commercial banks, but also broaden the financing channels for the financing of enterprises, and has achieved certain results. Has a strong practical significance.Scholars studied on various financial supply chain in terms of risk control of supply chain finance, starting from the three basic business model of supply chain finance business, put forward the point of risk control, to evaluate the possible risk, the principle is applied to the supply chain finance, construction of index system of risk assessment model, proposed the risk control measures. However, compared with other commercial banks, postal savings bank of supply chain finance business started relatively late, in practice, the postal savings bank of risk assessment and management there are still many shortcomings. This paper makes a further study of the risk, in order to better promote the development of the theory and practice of Postal Savings Bank of supply chain finance.This thesis from the postal savings bank to develop supply chain finance business background and significance about the research status at home and abroad, introduces the supply chain finance business, the financing models of supply chain finance and risk to the number of analysis; followed by analysis of the postal savings bank financial services supply chain risk management status, recognition, a detailed analysis of supply chain finance the evaluation process, put forward the supply chain financial model and its application; once again put forward the countermeasures and suggestions to strengthen the postal savings bank financial supply chain risk management, finally analysis verified the postal savings bank to supply chain finance risk management, identification, analysis, evaluation and control through case; so as to promote the healthy, rapid development of the postal savings bank of Supply Chain Finance...