The Research Of The Financial Strategy Of Postal Savings Bank Of China

Today,technology is reshaping the global economy at an unprecedented rate,even helping to shape the Internet’s financial landscape.Traditional commercial banks have been actively transforming into Internet finance.Postal Saving Bank of China set up Internet Finance Department and internet finance innovation lab,by which they put in place an internet financial platform,a big data platform,expanding and improving electronic channels,and try their best to innovate and develop internet finance products to improve itself in internet finance.By analyzing the theory of surpassing competition,the author found that the Internet finance of the postal savings bank only introduced internet technology,which did not bring more value to the customers except increasing the convenience of business management.Based on the theoretical basis of blue sea strategy and the actual situation of the postal bank,this paper puts forward the strategy of the development of Internet supply chain finance,and designs several feasible supply chain financing models.Finally,the paper puts forward some suggestions on how to prevent and control the risk of postal savings bank.