Business Development Strategy Research For Finance Agency Of Shanghai Post

As the fast development of economy and society, the deepening of reform andopening up, Chinese postal system has entered a new era: detaching government andenterprises, reconstructing regulators, building up Post Group Corporation, foundingexpress logistics company, establishing postal savings banks. Each of the changes is to getbetter development of the postal system.Effected by the traditional service concept and the distribution of postal networkresources, the Postal Savings Bank of China is positioned as a organization that servingcommunity,"three rural", medium-sized and small enterprises, providing the public withbasic financial services. system and organizational structure of Postal Savings Bank ofChina adhering to the traditional concept of the postal institution. Due to the multi issues asinception of personnel, finance, facilities, outlets and universal service requirements, it hasnot fully completed the separation of postal mailing and banking service, therefore postalcompany still controls80%of the postal financial outlets, keeping on developing postalfinancial business, to eke out the loss of general postal service by the profit of postalbanking. Post Office financial services agency comes into being as an organization underthe postal company, collaborating peer institutions of postal savings bank of China withinits jurisdiction postal financial institutions agency management, including: businessdevelopment guidance, business development statistics, data analysis, financial outletspostal agency compliance management and so on.This paper, beginning with the summary of world postal reform, comparing the postalfinancial agency business with the reform and development of other national postalfinancial institutions by analogism, to make sure the necessity of postal reform and theagency business bureau existence.Then this paper have a further in-depth analysis of thestrengths and weaknesses of Postal Savings Bank of China,as well as direct relationshipbetween postal savings bank and agency business to define that financial agency servicebusiness subject to the postal savings bank in the business, and also subject to thebackground of postal Group in the management. Shanghai is the kind of Densely populated city, which is called "big city, a smallrural".the city is full of excessive finance competition, in which postal savings banks islack of comparative advantage. Combined with urban characteristics, differences ineconomic and social structures and cultural characteristics, how to keep a foothold in thismetropolis, to realize their own survival and development has become the main problempresently. This paper bed-by bed analysis the Shanghai proxy financial businessdevelopment environment, proposes branch transformation needs to be broken down andimplemented. At the same time, combined with the characteristic traditional postal service,this paper put forward the concept of linkage plate from postal characteristics and alsocombined with their own business, proposes a new concept of business development.