Study On Green Financial Policy Of Chinese Banking Industry

Since90’s of last century, China’s financial system has experienced thereform and development of hitherto unknown. Especially after China’s entry intoWTO, Chinese financial industry has implemented a comprehensive opening tothe outside world. Along with the foreign capital bank to be approved to operateRMB business, foreign financial institutions will be involved, intensifyingcompetition. Relaxation of financial regulation, all of this will make China’sfinancial system reform entered a new period of development. However, on themeantime of rapid economic development, the environmental pollution,excessive consumption of resources and waste lead to ecological imbalanceproblem more and more serious. Therefore, people gradually realized theharmfulness of solely relying on economic growth mode of production, Chinabanking industry as the main force of social resources allocation in China; themain force of China’s financial system; implementation mechanism of ourmonetary policy, advocating the concept of green finance, to push the green financial policy is imminent. The implementation of green financial policy willface the strengths and weaknesses, opportunities and threats coexist. How toovercome their own disadvantages, grasp the opportunity to eliminate the threat,the feasibility study of green financial policy is to require long-term efforts andpractice of green financial development of China’s banking sector problems.This paper uses SWOT method to conduct in-depth and detailed analysis andsummary, due to the limitations of various possible for strategic choice of thepresent may not do in-depth thinking and direction, but in general can be said tobe correct. The development of green finance can be said to bear pressure, willbe full of opportunities; China Banking social responsibility, is also its owndevelopment needs; both can be called the macroeconomic policy, and bankingdevelopment innovation profit growth point. In the face of the traditionalfinancial services industry has matured, the development of the banking industrysubject to many constraints and challenges, promote green business philosophy,the implementation of green financial policy practice will represent the generaltrend, the needs of the community. Through the development of a series of greenfinancial policy, especially to increase the assessment of environmental risks, soas to eliminate the negative effects of high pollution, high energy consumptionprojects bring to the environment and society. By referring to the foreignpractice of green financial concept of the green financial innovation, promotethe domestic financial system, to promote the development of green economyunder the conditions of market economy. In order to improve the green financial policy, constructing conforms to our country national condition with Chinesecharacteristics has the green financial policy system feasibility. We should tobuild confidence no matter how long the road ahead, how difficult the problemsexist, firmly down.