A Research On The Risk Management Of Housing Accumulation Fund Management Centre Of ZZ City

The risk in the housing accumulation fund of our country at present is concentrated inthe center of the management of internal control and capital operation risk. Capitaloperation risk includes the collection, storage and using risk. Although domestic scholarsand professionals from related fields have analogical comprehension on the risk ofhousing accumulation fund, divergence on the reasons still exists. Housing accumulationfund system is promulgated by the state council as the policy basis of the unity ofadministrative rules and regulations. Local government has to adjust the system to fit withlocal actual situation, while they formulate the corresponding and execution system. Theactual difficulties of local governments, the management mechanism and supportingsystem, execution of policy, etc. are different, so the reason of risks is various while therisk itself is similar.The risk management of housing accumulation fund is the main object of this article.First of all, a clear definition of referenced conceptions and brief overview of relevanttheories will be made. Then this article will take ZZcity management centre of housingaccumulation fund as case to do research on its structure set, personnel allocation andinternal control, and point out the deficiency after the analysis of the reason. Finally, thewriter will put forward some policy suggestions on internal control, operation of housingaccumulation fund and external audit based on specific problems of the centre. The writerexpects that this article will offer valuable references to improve the housing accumulationfund system and the ability of risk control and management of the centre, and to ensure thesafety of the fund.