| With the development of international financial market integration, great changes have taken place in the credit management of commercial banks, since1988promulgated the "Basel Agreement" since, in a repeat of the revised put forward a complete set of bank system of international general and comprehensive risk management system. Credit management is the core business of commercial banks, plays an important role in the commercial banks to achieve economic efficiency. With the increase of commercial bank credit management strength, only the use of advanced management mode, to the credit business, scientific and standardized management, reduce the risk of credit assets.This paper first introduces the research background of credit management of commercial banks at home and abroad, by contrast, reveals that China and other countries in the credit information gaps, thus leads to the study of the system. Through needs analysis survey, understand the needs of users, and lay a solid foundation for the system design, programming, testing and maintaining smooth. Then has carried on the detailed elaboration to the system design principle, system structure and system function module. Finally, in the realization of the system are described in detail on the core module, interface design etc.The main work and innovations are as follows:the system is based on customer information management as the center, to credit risk management as the core, to meet the needs of credit management, integrated management of the commercial bank credit business flow, information flow, the core of management is the realization of the workflow management system. The application of this system is divided into three modules:model, view and controller, which are responsible for the corresponding task, make the system from the whole structure design seems clear, easy to expand system. In the user operating system, starting system server need only to open a browser window can manage and query on the credit information. |
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