Design And Implementation Of The Bank Check Image Exchange System

In today’s society, with the rapid development of technology and social progress, people’s daily life increasingly close relationship with the bank, more work needs to be done through a bank, such as payroll; pay water, electricity, gas, telecommunications call charges; buy stocks, funds, bonds; social insurance, housing fund withholdings and so on. However, the traditional banking business of all kinds of processing mode to strict hierarchical management is characterized by the lowest level of the network is the foundation of all business in the front and back office business processing highly integrated core. The lowest level of the network directly handle the client’s business, from the outlets teller bills submitted by the customer and business credentials entry, auditing, bookkeeping, accounting, including specific business or large transactions also require authorization by specialized personnel in the matter again authorization and audit. In the business vouchers printed signature by the customer recognition, business vouchers will be submitted to the department supervising the audit and supervision afterwards. This traditional business process model is heavily dependent on a wide variety of paper bills credentials, has become increasingly restricting the further development of banking business.This paper introduces a bank check image exchange system development background and relevant theories, and then discusses the system’s design goals and objectives around these specific design ideas, while focused on several key mechanisms of the system and the corresponding implementation plan, and gives the specific method and implementation process. Proposed a new banking process model, namely business process separating foreground and background, foreground acquiring, backstage approval. While a large number of images of paper bills credentials achieved through the transmission and image files and digital information transfer between various jobs to achieve business process. In the bank’s operational practice, effectively reduce the labor intensity, and enhance the bank’s level of service, while improving business process efficiency.Communication technology and computer technology will be more widely used in the financial work, more in-depth research and improvemen exchange system will help to further enhance the development of electronic banking services to improve business process efficiency, reduce staff work intensity and optimize banking services.