Design And Implementation Of Assets Accounting System Based On Small Commercial Banks

In recent years, along with the reform and opening, China’s economy continued to improve, people’s income has been rapid development. In the traditional sense, people have money, must are stored in the bank. But today’s rapid economic development, rising prices, devaluation. Bank call rate is difficult to meet the public demand But for bonds, stocks, funds, futures which financial derivatives, ordinary people can not understand a lot, meanwhile too risky. So in this case, the bank launched the concept of financial products.Bank financing is nothing more than bringing a variety of retail money together, and then invest money to the secondary bond market by the professional staff of these banks in the interbank, and thus obtain a higher return. Banks then allot this part of the revenue. Thus indirectly to achieve the interest rate market, which retain customers, and increase financing channels.However, for banks, the large number of customers, a lot of cash flow, if all go the bank’s core system, it will generate a lot of pressure on the core. While not conducive to business expansion. At this point, the bank needed a perfect, dedicated to wealth management funds, asset management systems. In this case, we have developed this system, mainly for small commercial banks to reinvest their riches finance management, valuation analysis.The system is designed to help banks better manage financial capital. Including funds collection, recording an investment, to the products valuation gains. The system can be docking the bank’s financial sale system, enabling the teller information and sales data import. Pool of funds and banks can butt into the bank’s financial products details. And banks can own pricing system, or the debt Raritan website docking to achieve automatic daily for bond market information, facilitate system valuations. Meanwhile, the system has valuation monitoring module, real-time estimate products’ profit and loss. Technically, the use of B/S architecture, the use of more mature SSH lightweight MVC framework. In the database selection, the current major banks mainly using DB2and ORACLE database, Therefore, this system requires more than two kinds of compatible database design and development to achieve.