Design And Implementation Of P2P Investment And Financing Information Service Platform

The development of the Internet industry brings profound influence to the financial industry.In this context,P2 P investment and financing information service platform gradually mature.The platform enables the investment and financing mode to get rid of the narrow scope of the circle of friends and can fully integrate private capital.But there are many problems in the Internet investment model,such as platform fraud,propaganda fraud,borrowing user credit issues,and so on.Therefore,this topic in the establishment of a fully functional P2 P investment and financing platform,based on the addition of a reliable credit rating model,breaking the traditional platform to build a model to design a user as a place simply can effectively reduce the platform risk trading platform.This system is based on the MVC three-layer architecture model,and USES the J2 EE open source framework SSH framework(struts2 + spring + hibernate)to build the P2 P investment information service platform,which has the characteristics of cross-platform and ease of use.This paper introduces the whole process of the development of P2 P investment and financing information service platform.In the requirements analysis phase,the functional requirements of the system are described by use case diagrams,and the non-functional requirements of the system are described from real time,stability,extensibility,and security.In the system design phase,According to user requirements,the overall design of the system and database table design,The main function module of P2 P investment information service platform is described by class diagram,flowchart,and sequence diagram.The implementation of important modules is demonstrated through the system interface and code,and the main functions of the platform are tested.In addition,this platform introduces the credit rating model to realize the detailed design steps of the analytic hierarchy process and the fuzzy comprehensive evaluation method.and In this platform,the credit rating of loan users is calculated to reduce the risk of investment.In addition,the investment and financing of P2 P information service platform as a third party trading platform,directly to the investors to provide the principal interest borrowers,for only a small amount of fees to profit platform,resolutely put an end to the platform run phenomenon such as fraud.