Ningbo Branch Of China Construction Bank Authorized To Approve Price Management System Analysis And Design

With the deepening of China’s finance reform and opening-up, the competition among the commercial banks becomes increasingly fierce. In particular, along with the accelerating pace of the interest rate liberalization, the clients’demands for a price differentiation is growing, which requires the commercial banks to enhance their management level on price. Currently, the centralized management and multi-level authorization is the most popular management model among the domestic commercial banks. However, accompanied by the increasing demand for the special price approval, it is becoming an important task in front of the domestic banks to speed up the electronic construction on the pricing approval management and improve the approval efficiency.To begin with, the article briefs the background of China Construction Bank Ningbo Branch’s development of its pricing approval management system.Then, it introduces the definition of the key words and the target of the pricing approval management system and analyzes the business approval procedure, the data procedure, the data needs, the role allocation and key function.Moreover, it introduces the design requirements to the whole system, the software and hardware environment, the external system and the data.Then, the article focus on the detailed design of the different function models in the system and the different subjects’data base in the system.In the end, it concludes and forecasts the pricing approval management system.The pricing approval management system introduced in this article can greatly improve CCB Ningbo branch’s pricing approval efficiency so as to quickly respond to client’s needs. By the periodically summarization on the pricing approval status, the system can easily search and track the execution to the approval result and analyze the market price movement and trend.So it can help the commercial banks to adapt theirselves to the market competition, accelerate the respond to the market and enhance the pricing management level. The system is in the leading level in China and is worthy of popularizing widely.