| In recent years, the financial industry globalization intensifies, the volatility of financial market is more and more strong. Banks face more and more fierce market competition, if the risk control to strengthen the credit business has become thepriority among priorities for big banks. While the credit management is the most important risk control in each link. But for a long time, the construction of financial information is widely attention and develops rapidly, it has become an important means of banking business development support. For the construction of informatization of core banking system has become a tool to promote the bank’s core competitiveness. Especially now that domestic and foreign banks become more and more rich banking products, business is more and more complex, and regulatory authorities are also becoming more stringent.Construction Bank Zhenjiang branch of China according to the need to strengthen the risk control of their own, in order to realize the core business development well and quickly, have realized the importance of information system construction. Construction Bank Zhenjiang branch of China credit approval management system is the Construction Bank Zhenjiang branch to the technology Chinese credit risk management and control system of the construction of advanced, powerful, superior performance of information system. The system uses the B/S framework constructionpopular completion. The system consists of computer hardware and software as well as the necessary network equipment etc..The system uses a layered architecturepopular, database system using the Oracle Corp’s Oracle11g is not configured with two sets of high performance computer as a delivery server. The application server isused with the Oracle Corp WebLogic Server, used to run the responsibility system,carrying the application server is the two station has higher allocation of PCServer.For the control process of Middleware in the workflow components in the Weblogic suite. In the technical level of software development, this system uses the technologyframework conforms to the J2EE standard implementation of the system.Construction Bank Zhenjiang branch of Chinese credit approval management system includes the following modules:credit approval process, inquiry, businessmanagement. The examination and approval management module is the mainprocessing credit approval process and record the relevant approval informationmodule, including branch credit approval process, business credit approval process,the regional center of credit approval process, the head office credit approval process and review supervision process. Business management module is the user to carry on the function module of bank credit business management through the function, mainly contains the following features:comprehensive Gang batch submission, the commission members, mass distribution channel maintenance, query evaluationidentified third party products allocation, supervision and evaluation set querymaintenance, the cancellation of credit, credit approval notice print credit approvalnotice, file upload function, credit approval data transplantation; inquiry moduleprocess, main content query query, query, report credit office approval efficiency of query, credit plan summary, third party line integrated query.Through the construction of the system changed the status of credit business process and management of China Construction Bank Zhenjiang branch of the China. The system will be the credit approval service for the transformation of information technology, business efficiency has been greatly improved, the accuracy is also improved credit. At the same time the system with respect to the integration of otherbusiness banking system, which makes the system more flexible, more high scalability.In this system the user experience also made a lot of improvement, the user operation more convenient and more humane. |
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