Research On Institution Endowment Insurance System Reform Of China

Institution endowment insurance system is an important part of the whole socialendowment security system. Public institutional endowment insurance is still controlled bygovernment, which the money still taken from state budget. This pattern will bring greatpressure to our state budget, and it will also result in social inequality. It has become amain restriction factor on endowment insurance system reform. Research on institutionendowment insurance system reform is not only enriches our country’s social securitytheory, it is also important to the reform process of China’s basic old-age security system.Furthermore, the research will provide support to build the elderly security system andmaintain the social harmony and accelerate the future development.Based on this problem, this paper takes a further research on the reform of theinstitutions endowment insurance system. First, the paper analyzes the institutionendowment insurance system research status over the world. Definition and classificationof the institution. Explain the theory of endowment insurance system including publicgoods theory, justice theory and the theory of welfare economics. Second, introduces thepresent situation of the institution endowment insurance system reform in our country.Detailed analysis of the main problems in the reform process, points out the necessity ofthe reform of the institution endowment insurance system in China. Third, analysis ofendowment insurance system from all countries in the world, comments on therepresentative national endowment insurance system, analyzes the experience for referencein the reform. Fourth, introduction of institutions endowment insurance system reformprogram. Analysis of the principles of the reform put forward countermeasures andsuggestions.