The Research On The Corporate Financing Business Of ICBC

In recent years, the individual financing business of commercial banks in our country has become mature gradually. Compared to the commercial bank’s personal financing business, the pace of the corporate financing is relatively slow. After the year of2006,the commercial bank began to piled into the market, and the domestic commercial Banks started to introduce their company financial products to the market gradually. In recent years, with the growth of the modern enterprise,they demand the corporate finance business more and more.On the other hand, the commercial Banks also need the the corporate finance business to make the transformation of themselves. As a result-the corporate financing business has been given more and more attention. as the big "elephant",ICBC occupies a lot of market share in the public financial market, however, compared with domestic joint-stock commercial Banks, or the international advanced commercial Banks, there are a lot of shortcomings about the corporate financing business of ICBC.What is the the Bank corporate financing business?It means the commercial bank provide a comprehensive service to the company,.Although commercial bank financial business has developed for decades, but there is not a generally accepted definition, also has no unified business development and management mode.Nowdays.the most widely accepted definition of corporate finance business of the Banks is that the commercial Banks regard the corporate customers as the center, then the banks render service about recommendations, finance planning, financial management tools to the company, by make full use of the bank’s internal and external resources, in order to promote customer resources reasonable configuration and realization of value creation.In the paper,we make the corporate finance business of ICBC as the research object.And,we decompose the bank corporate financing business into for part,they are company financial products, the business organization structure, business model and marketing.At first, we comb the journey of corporate financing business practice,and then we make the analysis and research on this business of ICBC.By the way of comparative analysis and literature induction,we get the problems and deficiency, about the corporate financing business of ICBC.Following this,some dipper analysis is made to explain why the problems excist.In the last part of this paper, we give some countermeasures and suggestions about how to carry out corporate finance business better for ICBC according to advanced experience and classic finance theories.