The Management Thinking Of City Commercial Banks In China To Cross Area

"City commercial bank" is China’s financial reform and development by the formation of theunique product, is a kind of for local economic development service special financial institutions. Atthe beginning of its establishment, its purpose is not the size of the expansion, the main purpose isto prevent and eliminate urban credit cooperatives in the serve the local economy in the process ofthe accumulation of financial risks, and now its business activities can only be carried out in a city.But in recent years, with the rapid development of the financial industry, the competition betweenthe more and more fierce, the state holding bank through a series of reform measures, moreoutstanding in the network, capital and talents of the scale, the advantages of the business vitalitycontinuously strengthen; Joint-stock commercial Banks in positive for financial innovation,transformation development strategy, and constantly improve their own competitive power on.Along with the regional economic integration and financial integration development,customers are cross area to business, capital across the region, thus increasingly frequent flow ofcustomers for banking kinds of requirement increases, and city firms and primarily for small andmedium-sized customer service, the city of the business needs of businesses also increases.Especially need to commercial Banks can cross area to provide financial services. The city houseunitary system city system management mode can’t meet the needs of the client, hindered the citycommercial bank business development. City business expand business area, increase thedevelopment space is imminent.This paper from the city commercial Banks in China cross area to management theory ofdialysis, this paper introduces the definition of city business with source, a summary of theproposed city businesses across the region the meaning of business. Then further analyzes the citybusinesses across the region management theoretical basis, and finally from two aspects analyzesthe necessity of doing business across regions. Then to cross area to management the presentsituation to carry on the analysis, the first introduces the city businesses across the region businessdevelopment course, through the case, the cross area of the specific operating mode, the effect afteracross the region are summarized. Then based on the analysis of the above problems, this paper putsforward our country city businesses across the region management problems, finally, this paperfrom the city business itself and supervision department two Angle gives more practical advice, soas to further promote the development of city business across the region.