Heilongjiang Province City Commercial Bank Present Situation, Question And Its Development Countermeasure Research

The city commercial bank is the outcome of the reforms in our country's financial system . The city commercial bank which is set up in the foundation of city credit union belong to local share system. The city commercial bank of China enlarge reform strength after joining WTO. Because of history limits there are a lot of difficulties for reform process.This text makes the related theories of the city commercial bank and the district economics as theories foundation ,studys the characteristic of HEILONHJIANG city commercial bank. Through analyzing the history background , the marketability degree low and the market cultivation lag, the capital in cash originates sole and the supplement difficult, not the good property cloth wrapper heavy and so on the questions.Elaborated the Heilongjiang Province city commercial bank only then after finishes the market localization, determined the correct development the strategic choice, the making high-quality goods, enhance its core competitive power, can viewpoint which will be in an impregnable position in the next development.Finally, proposed the Heilongjiang Province city commercial bank's development approach and the countermeasure and the future will deepen the reform the tentative plan.