Tz Rural Commercial Bank Cost Management Research

With China’s rural economy and the rapid development of the banking industry, rural commercial bank has become the rural financial system in the main body of the indispensable and important part of the rural economic development has a pivotal role. Larger than state policy Banks, commercial Banks and other large joint-stock Banks, rural commercial bank has a late start but development quick, small scale but the characteristics of wide coverage. With the continuous development of rural commercial bank and expands, the management level also puts forward the new higher requirement, and the cost management level to bank production and operating activities of each level and bank performance has a direct influence. So, rural commercial bank’s cost management research is gradually by academics and substantive industry wide concern.In this paper, we select T rural commercial bank, the rural commercial bank’s cost management as the research object, by the means of the theoretical analysis and empirical analysis method combining the analysis, puts forward some suggestions, improvement measures, improve management, to other rural commercial Banks to strengthen the cost management research, have certain reference significance. First of all, research and carding about cost management in the past research literature, to find that the present research results mainly pay attention to cost management in the application of large state-owned commercial Banks, rural commercial bank of the cost management study; Secondly, T rural commercial bank2006-2010years of cost data trend analysis, this paper discusses the performance of the bank greatly influenced the influence factors of the cost of the project, and the bank’s cost management analysis of existing problems, Finally, puts forward T rural commercial bank cost management measures and policy suggestions.