Study Of The Improvement Of Peixian Rural Commercial Bank’s Management

Chinese CBRC Supervision Department of financial institutions co director Jiang Liming said, will no longer be the formation of new rural cooperative banks, rural cooperative banks to all for the restructuring of the rural commercial bank. Full cancellation of qualification shares, encouraged to meet the requirements of the restructuring of rural credit cooperatives to form the rural commercial bank. To maintain the county(city) in the legal status of the overall stability of the premise, and steadily push forward the reform of the Provincial Association, gradually build a property as the link, the new relationship between the connection, to the constraints to regulation of the Provincial Association and grassroots legal service to equity, true to form the Provincial Association and grassroots legal service to the community of interests.The national rural credit agency qualification shares ratio has fallen below 30%, have set up rural commercial banks, rural cooperative banks about 303 to about 210, the rural banking institutions total assets accounted for 41.4% of the national rural cooperative financial institutions. In addition, there are 1424 rural credit cooperatives has reached or reached a basic condition of setting up rural commercial bank. Through reform, governance model of rural credit cooperatives has undergone fundamental changes, the long-term existence of the insider control problem be solved effectively, the agency itself has been formed and further promote the deep reform of system and mechanism of endogenous force.The general rise in prices today, agricultural and non-agricultural investment has a rapid growth, which for peasants’ income increase in the formation of a lot of pressure. The Peixian range(city, mining area and suburb) GDP the main contribution comes from the rich mineral resources, we can see that the degree of industrialization of Peixian town is much higher than that of Peixian’s rural areas, the level of development of city and countryside is very uneven, the gap between rich and poor is bigger.This paper mainly studies the thought is the theory to the practice process. This way of thinking is clear, through the domestic and foreign rural commercial bank related literature, combining with the analysis on the operation status of Peixian rural commercial bank, to find out the problems existed in the development of Peixian rural commercial bank problems and shortcomings, and put forward the corresponding improvement suggestions to solve these problems and improve the. In this process, the paper also combines the actual situation of Peixian agricultural business development and domestic financial environment.