Research On Issues Of New Old-age Insurance Systemfor Rural Residents

Rural pension insurance system is an important system which related to basic living of 900million Chinese farmers. Among with the accelerating development of industrialization and urbanization, the amount of rural workers and lost-land-farmers that keep living in the rural area are aging rapidly. Therefore, it’s an important action to found newly rural pension insurance system, so as to guarantee the basic living of aging population in the country, to change farmer’s traditional old-age insurance awareness, to keep stability of rural place, as well as to improve the economic and social development.This article studies the rural pension insurance system in term of comparison analysis, the main line is "Theoretical basis——System overview——System evaluation——countermeasures". On the background of the transitional economy, the paper regards the rural market economy as the starting point, and studies systematically the rural pension insurance system on the basis of the existing theories and practical experience, using the beneficial theoretical and practical experience of rural pension insurance system in other countries as reference. Combing the current situation of rural pension insurance system, the study puts forward a whole thought and scheme of establishing the rural pension insurance system in China. The author hopes to offer theoretical foundation and reference for the establishment of single pension insurance system for both urban and suburb areas.The article consists of six parts. The first part is introduction which states in details the background, the significance, studying method, and some related summary of the article. Chapter 2 talks about some basic theories about the rural pension insurance system. Chapter 3 looks back to the development history of out rural pension insurance system and analyses its current situation and the problems existed. Chapter 4 focuses on the feasibility and necessity of implementing the pension insurance system in Chinese rural areas in an all-round way. Chapter 5 is the most important part of this article. It’s mainly about setting up the newly multifaceted pension insurance system.