The Design And Implementation Of Financing Products Sales Management System For Hebei Rural Credit Cooperatives

In recent years, the bank financing business has worked very well in establishing the bank’s brand image, accessing to high-end customers, expanding profit margins and improving competitiveness, and has become prioritized strategic business of all banks. In this context, the financing business of Rural Credit Cooperatives in Hebei Province is developing rapidly, products varieties are increasingly rich, incomes from the financing business have become the bank’s new profit growth point. But at the same time many problems is ensuing, such like lack of awareness of financial services, lack of transparency in information disclosure and lag education of investors problems, and will indirectly challenge to financial stability. Therefore, the establishment of the bank financial products sales system is the inevitable choice of the opening of financial markets.This paper designed and implemented the financial products sales system of Rural Credit Cooperatives in Hebei Province. Firstly we introduced the background of the development of the system, and divided the system into six requirements modules on the basis of the needs research:product management, customer data management, customer purchase product management, transaction management, client manager and backstage management, and we used UML use cases to analyze the functional requirements of system, and described the function cases; and then we introduced technical architecture of the system and used SSH technology based on WEB to design system framework; designed the functional structure according to functional requirements, and used class diagram and dynamic timing diagram ofUML static model structure to make a detailed design of the system functions; showed part of functions and codes, and described the implementation process of system function by activity diagram; finally we took product management, customer data management, customer purchase product management and transaction management for example to describe the system test, and made a summary of this paper.The system used B/S architecture and SSH framework, used SQL Server2005as the database server, implementing functional modules including product management, customer data management, customer purchase product management, transaction management, client manager management and backstage management and others. It implemented addition, maintenance and query of financial product information, implemented maintenance of product yields and product management fee, implement maintenance of customer data information, implemented opening, modify, query, cancellation, suspension and recovery of customers purchase products account, implemented management batch deduction, batch repayment, prepayment and report of deduction and repayment and intermediary business revenue management, implemented batch registration and query maintenance of client manager information, implement functions of the backstage including updating ledger, hand-thaw, reconciliation at the end of the day, product contract statistics, account manager ranks, query of appointing early repayment, product transaction details, so that provided an electronic platform for the financial products sales management of Rural Credit Cooperatives in Hebei Province.According to the platform, WEB, we developed the bank financial products sales system, regulating the financial products sales activities, promoting the healthy development of bank financing, and provide guidance for in-depth development of the financial products sales management and financial products market.