The Design And Implementation Of Electronic Acceptance Management System For China Citic Bank

CITIC Bank in the actual business processes, in order to address the disadvantages faced by the bank notes business is extremely existing paper market, better support innovation in banking and payment and financing for enterprises to provide a more convenient way in after a full investigationverification, CITIC Bank to make decisions for building electronic acceptances management system ". The system can fundamentally solve the inefficiency of the current paper market transactions, information asymmetry, higher risk and other issues, CITIC Bank paper market infrastructure construction has made a breakthrough.Electronic bill management system is based on SOA architecture, Use case driven of workflow model, hot-plug mode used in design; it can be combined with model components as a system if required. The workflow engine using JBPM tools and using MULE message middleware framework as the external system interface. System uses the SSH structure, Hibernate technology used in access to the database, data access using HQL, suitable for many kinds of relational database access without modifying the source codes.To analyze the needs and business’processes of the electronic acceptance management system based on the management background and present situation of electronic acceptance, to combine with the idea of modular design and realization of the electronic bill management system. To design and implement seven modules of the system:Acceptance of bill endorsement, endorse a bill, collection, remittance, payment due, Stop payment and overdue. Acceptance issue model can complete the ticket information registration process, to prompt business process of acceptance, the business process of ticket out and ticket in. the business processing an business withdraw of endorsement is core business functions in endorse a bill process. The collection function provides the running collection and collection withdrawn. Remittance function can complete the holder holding the draft to bank payment, after the holder receipt and switching to the issuing bank, issuing bank bill payment after correct verification. The function of payment due can focus on design and realize the business function in maturity and deduction. Stop payment function can realize to query for signed of loss of bills and failing to report, stop registration and loss of frozen, query reported frozen stop bill and cancellation of registration of frozen stop loss of bill. Overdue function provides the overdue presentation for Payment processing and withdraws the overdue payment business.By connecting of electronic acceptance management system of China CITIC Bank with internal system of commercial bank and other related system, take electronic acceptance management system as " Intermediary" of the data information receiving verification, storage registration, sending or forwarding, to realize the business in electronic commercial draft, paper commercial draft registration inquiry, the data information in open quotation of commercial draft can be interconnected between different commercial banks. To realize the data in capital clearing of electronic commercial draft can transmit between the system and payment system.