The Design And Implementation Of Non-performing Assets Due Diligence And Disposal Resolution System For Rural Credit Cooperatives Of Shandong Province

Due to the impact of the history, policy and management and many other factors, rural credit cooperatives have gathered a large number of non-performing assets, and it has become the "bottlenecks" restricting the development of rural credit cooperatives, and seriously affects the reform and development of rural credit cooperatives. At present, the state-owned commercial bank has stripped by way of non-performing assets concentrated over unified management and disposal of company assets, and it has made substantial effect. Therefore, effective disposal of the non-performing assets are imperative in the development of rural credit cooperatives. Rural credit cooperatives publish relevant regulation, the standard of bad assets disposal, in order to improve the efficiency of disposal non-performing assets, improve work standard, and rural credit cooperatives decides to use the information method for the disposal of the work directly due diligence and disposal resolution three disposal process research to develop the system.The non-performing assets due diligence and disposal resolution system for rural credit cooperatives of Shandong province uses the ideas of software engineering analysis and design, and design process includes:the system requirement analysis, system overall design, system detailed design, database design, system and system test. This paper describes system functional requirements with the UML use case analysis, and it introduces the system function demand cases, draws the function use case diagram, and describes the analysis of cases; The system design includes architecture design, systems detailed design and database design, system architecture design analysis describes the system architecture and technical architecture of the system, draws the feature chart and technical architecture diagram and describes the system network topology; System detailed design mainly designs the system functional features and the timing diagram and draws the function class diagram and realization of timing diagram; Design analyzes and describes the data concepts model of the database and physical structure or database table structure; The realization of the system are mainly specific function and the realization of programming code effect shows; System testing, through the test cases to test system function meets the needs of the business user, and the system performance is in accordance with the user requirements, the last through the revision adjustment, it makes the system as far as possible to meet user needs.The system uses b/s structure, adopts the JAVA programming language, using SSH architecture framework design, using the database uses SQL Server2005as the database server, concrete implement non-performing assets direct due diligence and disposal resolution. By directly collect it realizes rural credit cooperatives collection and due diligence data maintenance. Through the internal tender bidding decision-making, non-performing assets pricing, program review, non-performing assets management committee vote, county-level credit cooperative decision makers in decision-making, program review, consulting the relevant departments for the record, known to the public tenders, determining the winning bidder and dispose implementation functions. Through debt restructuring, it achieves debt restructuring program development, program reviews, non-performing assets management committee vote, county-level credit cooperative decision making man, city credit cooperative program review, relevant departments in consultation with filing implementation of debt restructuring and disposal functions. Ultimately, it achieves non-performing assets of rural credit cooperatives internal tender direct collection, debt restructuring and disposal of business management Informationization, and meets requirements of business disposing non-performing assets of rural credit cooperatives.