Design And Implementation For The Platform Based On The Intelligent Network Of The Mobile Phone Payment Account

Business of payment by mobile phone is such a business that uses mobile phone payment account to operate electronic business such as consuming, depositing, transferring accounts, inquiring, and manage other related business. The way to realize it is to use methods such as collecting short message, STK (Sim Tool Kit), voice, WAP (Wireless Application Protocol), WWW (World Wide Web), RFID (Radio Frequency Identification), which are all based on China Mobile communication network and internet technology. In the future, main method to deposit and withdraw from China Mobile own third payment account is based on mobile phone bank, mobile phone purse and mobile phone bankcard, on the other hand, the small amount payment business based on communication account will gradually transfer to the mode of China Mobile own third party payment account.To fully use the existing resource of China Mobile, and to take customer’s using habit into account, mobile phone payment business choose mobile phone deposit card issued by China Mobile as the main capital resource of customer account for mobile phone payment. The countrywide depositing business for mobile phone payment account defines as customer of China Mobile can use self-own mobile phone depositing card to deposit money and inquire balance for mobile phone payment account, through phone-calling or logging in WEB site.In this dissertation I research mainly in platform design of mobile phone payment account, and ways to achieve the design in Hunan Corporation of China Mobile. My research is mainly in the following aspects: based on current situation of development trends of mobile phone payment, this dissertation gives background and meaning of the issue of depositing business for mobile phone payment account. The dissertation gives a brief introduction of intelligence networks technology. Referring to characteristics of mobile phone deposit business, the dissertation gives functional requirement of the platform of mobile phone payment account. My research focus on network structure, business triggering mechanism, question on nested multiple businesses, calling model and signaling process of such depositing business of mobile payment account. Through telephone operation model, BHCA and CAPS are analyzed, minicomputers’mainframe processing ability of configuration information, storage capacity requirements, signaling link requirements, bandwidth requirements are calculated. Moreover, construction of the software and hardware scheme are designed and confirmed. Tests based on the platform are completed, including test of transferring performance of network and database, test of powering off of a single computer, test of stability of long time operating, and test of business. Results indicate that the platform successfully passes such tests and can be put into use.