Analysis On Multidivision Structure Reform Of Commercial Bank

Scientific organization structure is one of important elements of core competitiveness in commercial banks. In recent years, with the strengthening of economies and finance integration and the development of IT platform centralization, domestic commercial banks have improved their ability to control Business Lines (BLS), which provides sufficient conditions for the reform of Business Unit (BU) of commercial banks in market and technique. To adapt the environment changing of the market and improving IT techniques, domestic commercial banks enhance the management of BLS and push on the reform of linear BU. Although the reform of linear BU is going vigorously, it will not be successful in short time for the relatively independence between deposit and loans market and for the huge resistance from sub-branches. And the process will follow a repetitive line.As an outstanding bank in China, maybe the China Merchants Bank(CMB) is not the first to carry forward the reform of BU. As for the successful examples are limited, we still face so many problems and challenges.With the trial reform of BU of CMB Dalian Branch as a point and starting with the basic theories of organization structure of commercial banks, the essay introduces the history of reforms, compares the domestic and international situation, combines the experience from trial reform, at last suggests the reform adjustment schedule for the organization structure for Dalian Branch.This essay will have some references for the ongoing BU reform of domestic commercial banks.