Research On The Reform Of The Joint-stock Commercial Bank Business Unit

Division as a production combining centralization and decentralization of the organizational form,which has become the international advanced bank organization mainstream mode.In recent years,as the change of the financial market,domestic banks are aware of the significant meaning,which strategic transformation of management mode and development can improve core competitiveness of the banks.But the systematic will be comprehensive strategy transformation grip.Therefore,in order to adapt to the competitive market environment,the banks are active to explore of a suitable system of innovation,to according to "take the customer as the center" the management idea,to construct the more flexible system and efficient operation mode.Among them,division was adopted by international banks is trying actively by domestic banks,and which has obtained some effect.But due to the difference of concept,structure,interests balance and management platform,the Banks have different reform plans of each bank,which belongs to the exploration period generally.