Study On The Financial Supervision And Management Of Benxi City Credit Cooperative

The Wall Street storm continues to attack the economic and financial system of the countries in the world. The people begin to introspect their defects in financial supervision and management. Before the questions, all the governments of the countries have one after another taken measures to strengthen the financial supervision and management in order to resist the lash of the financial storm.Under this background, it is an important subject to do the financial supervision and management well, effectively to guard against and break down the financial risk. Benxi city credit cooperative as a new financial member has many shortcomings, such as not conform management, low operation level, high scale of harmful assets, low ability of resisting risk etc., so effectively financial supervision and management is a real subject to be urgent studied.The paper took the method of historical analysis combined with comparison analysis and analysis on real examples and took the materials and dates of the investigation on the spot and call at the houses as the basis of study, objectively and really reflected the present situation of financial supervise and management in Benxi city credit cooperative. According to the datas analysis from the practical investigation, we have understood effects achieved from the financial srpervision and management, at the same time, we have also found the defects existed in financial supervise and management of Benxi city credit cooperative. Such as unclear target of supervision and management, low efficiency of management and internal control unperfected etc. in addition, we have make further investigation on the cause resulted in the defects. According to the analysis results of lots of the datas and the actual situation of the financial supervise and management in the cooperative, we have put forward the following suggestions, renewal of concept in supervise and management, adjust the target of the supervision and management, strengthen the construction of the internal control system, perfect the restrained mechanism of the market in order to improve financial supervision and management.There suggestions are based on the resolve of the questions of the present situation in supervision and management in the cooperative and also want to provide some useful experiences for China Finance in supervision and management.