Research On The Supervision Of Rural Cooperative Financial Institutions In H City

China's rural cooperative financial institutions are widely distributed and large in number,which is an important object of financial supervision.As a "based on local,based on the three rural" legal institutions,rural cooperative financial institutions related to the local economic development,social stability,the interests of the masses.Compared with other financial institutions,rural cooperative financial institutions have particularity,this particularity is not only related to its historical evolution process,but also with its service county economy positioning,which determines the rural cooperative financial institutions,regulatory objectives should be with other The goal of financial regulation is different.China's supervision of rural cooperative financial institutions from scratch,from the nineties of the 20 th century loose supervision to the China Banking Regulatory Commission-led prudential supervision,is gradually moving towards a scientific,systematic and refined road.The objectives of rural cooperative financial institutions include: to promote rural and cooperative financial institutions to continuously and steadily provide services for the county economy;to ensure the safety of rural cooperative financial institutions;to prevent the systematic and regional risks of rural financial markets;Introduce competition mechanism;control the cost of supervision under the premise of achieving the above objectives.Over the past few decades,the rural cooperative financial institutions of H City have played an important role in the local economic development and will play a greater role in the foreseeable future.We must realize that although the rapid development of rural cooperative financial institutions in H City brings huge economic benefits,but from the perspective of public management,H City,rural cooperative financial institutions,the effectiveness of supervision is still worthy of study.This paper analyzes the problems and the reasons behind the supervision policy of rural cooperative financial institutions in H City on the basis of the evaluation results,and comprehensively grasp the differences between the objectives and actual effects of the rural cooperative financial institutions' regulatory policies and the improvement of rural cooperation Supervision of financial institutions to put forward targeted recommendations.