Gansu Branch Of China Construction Bank Promote The Study Of No Cash Management

Along with the information technology and network development, all kinds of financial innovation and bank card with a card environment improvement, customers of the bank cash management demand by economic and technological environment factors, the cash management connotation and the realization means also is in produce change ceaselessly, in a long time in the future, based on the electronic bank platform carry out no cash management service will be the mainstream of cash management service. The cash as guidance and target characteristic product combination, can provide customers with safe, efficient and convenient financial management environment and payment platform, to allow customers to enjoy financial services remain within doors, saving customers the cost of financial management.According to the Construction Bank Gansu Province branch of the research object, use Potter theory of competition, customer value theory and the cost management theory, at the same time references to non-cash management practice, in-depth analysis of the non cash management problem, build advance without cash management of the complete system, at the same time pointed out that no cash management system to promote the process of the implementation of policies and measures, for the Gansu branch of China Construction Bank advance without cash management plays a guiding and leading role, at the same time for the industry to promote the non-cash management provides reference.Finally, the paper believes that by promoting the "cashless" management, to product sales, public-private interaction, channel construction, process reengineering, internal payments and other means, will traditional counter settlement special information network to expand to a public network, electronic currency, currency and other digital network currency, which led to the cash and cheque based payment and settlement, transfer of funds to no cash, credit cards, digital wallets are widely used, and real-time online network service system can provide customers with a full space, personalized, safe and efficient financial services, continue to guide customers to non-cash channels daily payment and settlement, and gradually build the" cashless" bank.