Apply And Risk Management Research On The Supply Chain Finance Of Bank

As the market competition and industry economy developed, in fact, the real competition is under the supply chain. On the supply chain of "produce—supply—sell", each company must reduce the cost and increase the production, so as to improve the competition, and they need the service of supply chain which the commercial banks provide in china. This supply chain is designed for the industries, at first, it can improve the structure of the commercial bank's business, improve the competition, and then it also improves the company's funds and competition. For the supply chain is the new service in commercial banks, it has the large potential, which become a new area. It necessary for us to analyzed the financing so as to provide the new ideas. Healthy development of Supply Chain Finance will lead to a "win-win" for banks, third-part logistics provides, manufacturers and dealers. However, domestic commercial banks don't have a deep understanding to the risks of Supply Chain Finance. They merely see enormous financial gain from Supply Chain Finance, but neglect the potential risk. Therefore, it has a crucial issue to control the Supply Chain Finance riskEffectively in light with the problems occurring in the practice of supply chain of the banks.This paper discusses the financing style and the management in supply chain, Firstly, this paper review the theories of supply chain and financing supply chain, introduce the characteristics of them, and then describe the financing supply chain's concept, features and risk management; Secondly, discuss the research of the financing supply chain's for our country's banks, especially the Construction Bank. Thirdly, after carefully research the supply chain in our country, problems and challenges are found at present, and practical suggestions are summarized, based on the theory and years of bank practices.