Research On Risk Management Of Supply Chain Financing Of Bank Of China S Branch

The commercial banks are characterized by risk operation,in which in essence are the fulfilling of the credit.The development of commercial banks relies on the real economy,which specifically is demonstrated by the evolution of organization,transformation of business and the alternation of transactions.By the evolving of the companies,supply chain management is highly focused and grows rapidly.Giant multinational ventures gradually recognize that the stability of supply chain would contribute value which is the existed value chain.The marketing competition is in the form of supply chain instead of micro companies.The managements of supply chain and related risk are applied by multinational ventures and enhanced gradually.With the transformation of market model,supply chain financing has also become a new type of financing,not only to help the upstream and downstream supply chain enterprises to ease the financial pressure,but also to enable banks to bulk marketing customers,resulting in performance,Therefore,commercial banks are participating in the value chain to seek opportunities in which plays a crucial part.The financial institutions brings fund and obviously enhanced the stability and improved the capacity of integration of multinational companies which boost the economy."New comers" are always with the unanticipated,where the downstream economy,reverse of market and the changing of consumer demand that come to occurrence in the form of risk events challenges the supply chain finance.In domestic China,the development of supply chain finance is beyond western countries,however,faces the same issues with.In recent years,the supply chain financing business has developed rapidly,but the frequency of defaults has become higher and higher.The difficulty of applying for financing is increasing,and the number of events in the supply chain is increasing.The higher the higher.Therefore,the study of risk management in supply chain finance of commercial banks is of importance to secure the funds.As the four largest state-owned banks,Bank of China is also the bank with the highest level of internationalization.Its branches are all over the world and have obvious advantages in the global supply chain financing business.Therefore,its exposure in the process of supply chain financing business The problem is more worthy of discussion and analysis in order to facilitate its future in the global supply of better supply chain financing services.In this article,the evolution of supply chain and supply chain finance is introduced and analyzed,and mainly reviews the studies of foreign and domestic literatures of supply chain finance,especially the advanced methods in western countries.Meanwhile,combined with the current work in Bank of China,introduced the main framework of supply chain finance and the measures of risk management.By analyzing the real case in Bank of China,attempting to discuss the existed flaws and make proposition:mainly including enhancement of risk management organization,optimizing the procedure,diversifying the methods and establish effective credit risk alert system.