Study For Agricultural Insurance Subsidies In China

Chinese agricultural production is facing many serious operating risks, the greatest impact on agricultural production is the natural risk. As one of the three pillars of modern agriculture, agricultural insurance against agricultural risks, promote agricultural production, stability, income of farmers has an irreplaceable role.Practice shows that the domestic support for agricultural insurance, agricultural insurance can not do without government support sustainable development, in particular, financial subsidies provided by the Government, which must implement the policy of the agricultural insurance system. Currently, the national government financial subsidies for agricultural insurance has been the importance of consensus in theory and in practice, actively exploring the subsidies to their national conditions. As a large agricultural country as China is no exception. In 2007, the first time the central government budget expenditure of 2.15 billion yuan in special subsidies for agricultural insurance, agricultural insurance development to the year with remarkable results. After a few years, our government to further increase subsidies for agricultural insurance efforts have made certain achievements and successful experience. At the same time, the work of China's agricultural insurance subsidy has become increasingly evident in the exposed many problems, such as the lack of subsidies to improve the legislation, the narrow scope of subsidies, subsidies single way to subsidize the less efficient, etc. These restrict the complementation of the agricultural insurance policies and the healthy development of the agricultural insurance subsidy work.Based on agricultural insurance subsidies for research object, in large reading related literature at home and abroad on the basis of agricultural insurance subsidies, motivations and subsidies mode, subsidies proportion and subsidies forms are summarized, with welfare economics, market failure theory, information asymmetry theory and game theory as the theoretical support from the Angle of economics, systematically analyzes the attributes of agricultural insurance subsidies, and based on this, sure that government in agriculture subsidies that play an essential role in China, and further analysis of agricultural insurance subsidies present situation and the existence question, and through comparing the major national and foreign agricultural insurance subsidies in some pilot, combining with the practical experience for our country actual situation of agricultural insurance subsidies to explore effective ways of right, finally agricultural insurance subsidies to build institutional put forward the corresponding policy.