Design And Implementation Of Focus Reconciliation Processing System For Bank Enterprise

In China, the construction of financial electronic has entered a new development stage with the reformation of market economy and financial system. The financial industry needs large numbers of system with developed management concept which could be helpful to optimizing and restoring operation flow. Especially for recent years, the number of bank customer has been growing at a high speed, so did the quantity of settlement data. Therefore, all the commercial banks have to enhance the ability of controlling inner risk, with the control and prevention of accounting risk being the focus of their concern. At the same time, the Banking Regulatory Commission clearly request all kinds of financial institution to enhance and perfect accounting system, to improve management concept and technological means, and to advance the computerization management so that they could avoid the risk of fund operation, and guarantee account coincidence of banks. In order to cater the enhancement of banking supervision, and take all kinds of risk under control, they researched and developed bank accounting system, and they also changed current bill processing mode to the reconciliation of bank business based on bank bills center processing mode.This paper adopts Rational Unified Process (RUP) as software development method, uses Unified Modeling Language (UML) as main analysis, design & description language, uses J2EE as technology platform construction, and carry out demand analysis and system design on bank accounting centralized processing system. This system adopts the database design tools Power Design to carry out the design, and uses VB, the most commonly used tool, for the realization of some functional module. Meanwhile, in order to provide a clear framework for the system, the thesis also uses the traditional data flow diagram, ER diagram, function block diagram and other description tools as a supplement to the system requirements analysis and design.This paper analyzes the background of the system development projects and the domestic application of this system, and briefly describes the main problems needs to solved of the system and outline the general situation of the system; this paper gives a complete and detailed description on the business processes of the system, and then describes the functional requirements and non-functional requirements of the system, and state them in the form of the flow chart and the case diagrams; on the system outline design, the paper discusses the system software architecture, security architecture, storage architecture and functional structure separately; finally, the paper describes some of the key technologies, the database design, and some crucial design examples and its implementation.The system has been successfully operated in Agriculture Bank of China, Shandong Sub-branch and do obtain certain results. The promotion and application of the system improve the efficiency of bank-enterprises'management of reconciliation, and has an outstanding social meaning for preventing financial risk and strengthening financial regulation; and similarly, it can also apply to the reconciliation between banks. This product is independent from the bank's main business systems and developed in modules, so it is relatively easy to achieve in the promotion process. Compared to previous reconciliation, it has certain improvement in the following aspects:1. Systematic management of the reconciliation center. It can achieve multi-channel delivery of the bill. Customers can choose more suitable way for the actual reconciliation according to their own situation and then to enhance the efficiency of reconciliation.2. Centralized backstage management of the bill. It can make all the bills printed in the background, reducing the counter print volume, staff and the number of documents filled in by hand, and it realizes the bill and t counter operators separated each other effectively.3. Electronic management of the reconciliation information. It can achieve effective electronic management to the bill issued by the bank and the reconciliation of the results from bank customers' feedback. Both can easily query and statistics.4. Personalized management of key account. It can establish a key account database, pay close attention to business data and account reconciliation information, and provide personalized service.