The Design And Implementation Of On-line Banking System For Weifang Rural Credit Unites Society

The foreign bank will join in the commercial competition widely after our country joining in the WTO. They will not contend with us using the traditional ways such as setting up branches widely any more, however, they will strive for markets and customers using their matured service-sales kinds and ideas, abundance experience, advanced electrical skills, especially in the On-line Bank, therefore, our inland bank must quicken our On-line Bank development. On-line Bank Service is that banks set up work station by internet and provide customers information acquirement, checkup, internet payment, fund diversion, Credit, investment etc. In other words, On-line Bank is that banks set up subjunctive bank counter; traditional bank services aren't done by physical bank branches and are done by technical means.Scenarios and software solutions for On-line Bank are carried out in this essay, primarily based on the case of Country Credit Union and software engineering, including comparison and analysis on the situation of domestic On-line Bank, designation of supporting system of On-line Bank, illustration on overall system fabric and securities, and introduction on some typical functions and their realization. Current situation of domestic On-line Bank is investigated, and clients' requirements for On-line Bank are analyzed in this essay. In general, On-line Bank business could be divided into five parts - information services, business inquiry, transaction payment, product sale, and clients' relation maintaining.Five ideas on designation are carried out as following: customers centered service; humanized designation; bank image based sales; perfected security systems; advanced and flexible techniques. Stability and security are taken as the most important principles for designation of overall banking system fabric. A reliable security system is built up. A CA server is set up based on JAAS technique.An On-line Bank System is designed and developed based on these five ideas. Main models of this system include daily banking operations subsystem, on-line bank services subsystem, information issuing subsystem, customer relationship management subsystem. Detailed design is carried out for each subsystem. This includes static and dynamic structure of system and database design. Implementations of typical functions are given, for example enquiry their registered bankbooks, transactions, personal debt, online questions, agency operation, foreign exchange issue, customer management etc.