Urban Transport Card Online Recharge Realization

For further deepening and perfecting government transport socialization, marketization and currency reform, to strengthen the government transportation expenses for usage supervision, the government and the committee for discipline inspection decide to issue government transportation cards to transport system reform of capitalization of the government offices at all levels and departments, institutions. Given the JinLingTong card issued by the Nanjing citizen card Co.LTD applied widely in urban public transportation and small consumption areas, after careful investigation and discreet choice, the Nanjing government vehicle reform department determines to use the JinLingTong card as the carrier,distributing the special-purpose government transportation card used for traffic financial extend.Currently, the healthy development of entire cities card trade should be based on the form of safe, efficient, stable and fast running, it is the basis and guarantee for the normal operation of socio-economic, it surely will consistent with the social development of electronization and informatization. The transaction form of the cities card is also growing, the focus should be play a role on improving transaction efficiency, reduce transaction risks, improving people's quality of life, etc. Although the domestic cities card trade had been developed rapidly these years, but look to the card applications of the country and abroad, the domestic trade is basically confined to a single off-line trading system.According to "advanced technology, openness, easy to use, operating function complete" design principle, we will utilize existing general card technology, systems and networking platform for realize all the necessary function of the public transportation card project wisdom remit . Through the realization based on backstage online account system, inside of the card have electronic purse, background online double between accounts one-to-one binding function. One of it is online trading function real-time connectivity backstage, and use the password protection public transportation card capital safety. the continuation of the optimization based on the existing system and upgrading of reducing the designing of the system technology risk, ensure the system stabled, and satisfy the demand of the bus reform projects, so as to ensure a successful launch of project.Meanwhile, the establishment of the system is also able to meet the diverse needs of cardholders, it can achieve more convenient and safe model of consumption and supplement, Cardholders can choose from the original artificial recharge, self-help recharge machine, to achieve the end application integration, and change the independent integration of terminal equipment for the integration of recharge and consume, save more human and material costs. Implementation of this technology will become the first to take the lead transferred to online trading system based on the original off-line trading systems, bundled the front e-wallet accounts with back-stage accounts, and protect the financial security card through the establishment of the account password in background. The implementation of this technology is the first time in the country, not only laid the leading position of Nanjing in the country of the cards trade, but also will promote the development of information services and the level of human services, lay a solid foundation for the enhancement of the city's comprehensive service capabilities.The Nanjing city card account application project is the leader in the country from construction, implementing and expanding. The Nanjing city, as the capital of Jiangsu province, has been playing the lead role in the city card field. The implementation of the project will provide successful experience for other cities in the above fields of development. The project has strong exemplary role and add practical application project for promoting "the Nanjing metropolitan circle".The construction of city card account application system will achieve that enable the real-time transaction processing and real-time response of recharge and consume business of the cities card. To add new service access channels for existing single weaning top-up mode and only account spending patterns ,To achieve online top-up mode and electronic purse online spending patterns,To perfect the prepaid phone system and the consumption system structure of the Nanjing citizen card Co. Ltd.This project implementation content belongs to the whole new innovation mode in the country. Using the reference of the financial industry experience innovating by the actual situation of Nanjing. As the first attempt of city card application, will greatly lead in other cities. According to the design principles of"Advanced technology, operating openness, easy to use, complete function".