Less Developed Areas Of The State-owned Commercial Banks Competitive Strategy

The commercial bank will be manages the currency the special enterprise, our country already joins WTO, the banking industry also after passed their short cushion time, with the international first-class large-scale commercial bank frontage confrontation, our country commercial bank about to faced the unprecedented stern challenge. Facing the new situation, has the commercial bank as the our country banking industry key forces four great nations positively through the organizational reform, formulates and adjusts respective developmental strategy and so on the many kinds of methods to promote the competitive ability. But our country economy development disproportional characteristic performance is extremely prominent, the achievement owes the developed western area, in the economy, the culture, the geographical environment and so on various all has its special region characteristic, the state-owned commercial bank has the necessity in the developing process to have the difference in view of the different region formulation the competition strategy, but formulates from at present state-owned commercial bank's strategy looked, pays great attention to the general headquarters stratification plane the company level strategy formulation, comparatively little aims at various local development characteristic formulation enterprise department level the competition strategy.This article draws up in under the Mike urine wave top grade scholar's competition strategy theory frame, to owes the superior inferiority and the competition environment which the developed area state-owned commercial bank manages carries on the analysis in the foundation, through tool and so on SWORT matrix and five strength models, to owes the developed area state-owned commercial bank this special competition main body the competition strategy to carry on the exploration, to promotes the state-owned commercial bank whole competitive ability to carry on the ponder.