Research On The Reform Path Of Multi - Track Old - Age Insurance Under The View Of General Rules

Multi-track system of pension insurance issues for a long time, different protection groups have been covered by different pension system, differences in pension benefits provoked widespread public controversy. The past two years, China conducted two multi-track system reform pension insurance system:the old-age insurance for urban residents and the new rural social pension insurance merged into a unified urban and rural residents’ pension Insurance; organs and institutions of the pension reform, with the urban basic old-age insurance unity. However, a system of sophisticated needs through continuous impact evaluation, identify problems and then repeat the process to improve the system. If only for a specific problem "headache medicine head, feet hurt the disease," the general lack of guidance in the abstract value, it is difficult to develop effective long-term policies.Starting from the standard value assessment proposed "general rules" of social security policy-making, then the general rules and current situation of a multi-track system of pension reform combined. Is divided into four main areas:first, to explore the general rules of the theoretical basis, connotation and meaning, a clear "general rule" as the three dimensions of the assessment scale; Second, analysis of historical process of formation of a multi-track system of pension insurance system, the state level two reasons multi-track pension Insurance reform Situation of multi-track system after the pension reform and the current; third, from three dimensions, "the general rule" the starting current situation in China after the multi-track system for pension reform evaluated; fourth, based on the assessment results, combined with the value of the concept of general rules, principles proposed future reform of the pension system, ideas and implementation path:the establishment of nationals of non-contributory pension system, improve the occupational pension and annuity policies, reduce the pension contribution rate.