A Study On The Development Strategy Of Microfinance Business In Daqing City Postal Savings Bank

This article is based in Daqing City,Postal Savings Bank microfinance major problems existing in the development of business analyze the current situation of business development,microfinance found Daqing postal savings business is currently facing major challenges are low Personnel risk prevention capacity is relatively low, the staff of varying quality,and employees incentives lag issues,In this paper,the advantages of SWOT analysis on the future development of the business,weaknesses,market opportunities and environmental threats to analyze several aspects,the following conclusions:Currently,Micro finance development of Daqing Postal Savings Bank is still great,Although the Postal Savings Bank Daqing face local diversified loan market demand, the security mechanism and risk prevention department does not reach the designated position, business management and personnel is not standard, but make full use of their data network, the loan funds and assets of these advantages, actively promote product innovation, improve the management ability and risk prevention consciousness, grasp the development opportunities,enhance competitiveness,build a good credit environment,Daqing postal savings bank Microfinance business in the future businesses can achieve compliance,steady and rapid development.