The The Hongdu Rural Commercial Bank Credit Management System Design And Realization

The credit operation takes one of bank primary services, is the bank computerization construction key component. Intensification which thorough as well as between the bank competes along with the financial reform, set a higher request to the credit management level.Then under the current condition, in the credit management has the massive manual operations, causes the working efficiency to be low and the staff working pressure is big. The union modern information technology and the advanced managerial technique, this article developed one to have the strong serviceability, the ease of operation, processing to be fast and data storage safe reliable credit management system.This article has analyzed the bank credit management system management system's research present situation and the trend of development, elaborated this article prime task and the organizational structure; Then introduced system's related knowledge, including the C/S structure, PowerBuilder development kit, MS SQL Server database system and loan five level of disaggregated model;Then carries on the demand analysis, including introduced that the Hong rural commerce bank, elaborated the development principle and analyzes the system development the feasibility, in view of the agricultural firm's work present situation, has carried on the operation flow analysis and the data flow analysis, the system function may divide into parts and so on client management, business management, interest management, man management and inquiry statistics;In demand analysis's foundation, has carried on the design to the system, including system's technical construction and the overall construction design, and has carried on the detailed design to the system function, based on this has designed the system database; In detailed design's foundation, has realized the Hong rural commerce bank credit management system management system, and realizes to the system the key technologies has carried on the explanation, and explained some essential modules realize the contact surface;Last part of summary this article's work, and has carried on the forecast to the system development.The credit management information system should take the customer as a center, take the credit risk management as the core, satisfies the credit intensive fanning and the standard management need, to the bank credit service class, the information flow will carry on the integrated management, realizes the credit operation and the management computerization management, achieves the guard melt credit risk, the standard credit operation, the auxiliary management decision, the enhancement working efficiency, the promotion trade development, to reduce the managed cost, the optimize allocation of resources, to raise the credit fund benefit is the goal.