Bank Card Application Processing Platform To Achieve

With the deepening application of computer technology,computer has been the backbone of banking business.Banking card business is the most beneficial typical finance product resulted from the combination of computer technology and banking business..Banking card acts as a important settlement instrument.In addition to traditional counter deposit and withdraw service,it must also provide the more comprehensive services which is not limited by the site and time,for example,self-help transaction,the telephone banking,paying and receiving agent and etc.To realize the above mentioned functions,it is imperative to build up a specialized banking card general application process platform.(it will be abbreviated as BCAPP In the following text).besides the critical banking business process system.This flexible and expandable BCAPP can not only satisfy the present demand of banking card product but also fufill the ever-changing multi-business demand .At the same time,it must be a reliable system which has high handling capacity and the perfect process mechanism.In combination with the work in Agriculture bank of china henan branch and based upon the detailed research,the author put forward the design ideas ,principles of BCAPP and basic function it should fufill.The BCAPP is the general title of all the banking card transaction routes and visiting process platforms which manage those transaction routes.It face to face with the operator and the client.Transction route is in charge of assembling and installing transaction data,submit the transaction request and then process accordingly in accordance with the process result of transaction backstage.The BCAPP acts as the intermediary between the transaction reoute and critical application system.It provide a group of standard interfaces which realize the mutual independence of transaction route and critical application system.Based upon Client/Server system structure and IBM CICS basic platform,BCAPP take in charge of all the banking transaction routes and fufill the tasks of transaction routes,form transition,legitimacy check and continuity protection.It provide the complete transition service for a system based upon a institution and multi-institutions.As a central transition keypoint,the platform puts all the systems together and have the following functions:communication management,equipment management,task management,telex form transition,the selection of transaction routes,the process of business correction,client terminal service and etc.The system must complete the overall services of Agriculture Bank of...