Design And Implementation Of Mobile Banking Transaction System For Small And Medium-Sized Banks

With the development and expansion of the mobile Internet finance,the scale of the capital market is becoming more and more complex and mature,and the demand for the circulation and operation of capital is becoming higher.As a financial magnate,the banking industry has to innovate the application of the "Internet +" mobile terminal.With the increase of national income and the improvement of the living standard of residents,the demand for investment and financing is becoming more and more diverse.In order to meet the needs of customers' diversification,the function of mobile banking and the system renewal and development are more important,especially the progress of the function of investment and transaction so that the customers can be more convenient and quick to operate,to master the trend of capital and the use of capital.Based on the historical background of the rapid development of mobile banking,this thesis studies domestic and overseas development of mobile banking software products,as well as the development background of small and medium-sized Banks mobile banking application software technology,combined with the operation management and business development of the banking system,and makes a research and analysis on the software architecture of the mobile bank.The software architecture project of mobile bank is based on UML.The design to the mobile banking transaction system mainly uses the software engineering and the system design methods in this article.First of all,the overall demand,function and non functional requirements of the mobile banking trading system are analyzed.The main aspects are the user information management,account information management,credit card management,transfer and remittance management,payment management,investment management function.The analysis emphasizes the need for security in mobile banking transaction system.Secondly,based on the requirement analysis,the overall design of the mobile banking transaction system is based on UML modeling technology,Android,Spring MVC and My SQL technology those are designed,including the overall technical architecture and network structure design.The design and implementation of the user information management module,account information management module,credit card management module,transfer remittance management module,payment management module,investment management module are introduced.Finally,the system function test and performance test are used to test system refer to actual test cases.And the report verifies thereliability of the mobile banking transaction system and the validity of the design scheme.