Development And Utilization Of Credit Resources

With the development of the reform of the marketing economic system, the credit problem has called general attention from many fields of the society. and the crisis of credit has become an barred which could slow down the fast and healthy development of our county's economics. In this article the acknowledged is the meaning of economy comprises one kind of cultural economy from the broad sense. As a king of ethics criteria and reflected from the economic behavior, credit possesses some specific economic meaning and becomes the economic category reflecting the relationship of commodity currency with the developing of commodity economy. The specific category does not only bring with certain value but also become one kind of resource itself, which is indispensable to develop market economy, so the credit has already turned to be a rare and valuable resource, how to exploit and make use of it correctly is now an important question to us ,therefore it is about high time for us to pay much attention to the certain research, in this article, due make careful analysis about the features and economical values of the credit resource, undoes the very reason of the credit crisis and also put up with the keys to the reasonable exploitation and application of the credit resource in our country.The first chapter mainly concerns the definition and economical values of credit resource, in chapter 2, we together have a close look of the made of exploitation and use in developed countries succeeding, in the third chapter, we just analyses the real conditions of credit resource in today' china, in the last part, the author provide the ways of how to exploit and make use of credit resource.