Marx Credit Theory And Research On Construction Of Modern Credit System Of China

Since reform and opening-up, the economy of our country has obtained full speed development , but the base of the credit system are far backward , this gives a lot of chance to economic activity subjects. They do one's utmost to bore the gap of the policy and system in order to seek illegitimate benefits by various ways. As the government has not made the corresponding regulation to punish them, then the credit lacks behavior such as swindle and repudiate a debt which become a kind of general phenomenon in economic life and become the obstacles to economic development day by day.The credit question is becoming important factor influencing the economy and social development of our country. How to establish the system of modern credit of our country becomes an urgent subject needing to be solved . At first, article synthetically describes the basic conception and relevant content of Marx credit theory .Secondly, it analyses the behaviors and reasons of the present credit lacks of our country, then it sum up the current construction situation and existing problems of the modern credit system of our country. Thirdly, it compares relevant situations between Sino-America credit system. Finally, it propose that Marx credit theory is guidelines of modern credit system construction. According to Marx's credit theory, the economic benefits relation forms the starting point of Marx's credit thought. The article regards the economic benefits relation as the starting point of modern credit system construction of our country, centre on the economic benefits relation to structure the modern credit system construction of our country firmly, then it proposes relevant concrete countermeasures and suggestions.