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Changzhou City Urban Workers' Basic Pension Insurance Fund Management Analysis

Posted on:2009-02-02Degree:MasterType:Thesis
Country:ChinaCandidate:J ZhuFull Text:PDF
GTID:2199360278953662Subject:Business Administration
Abstract/Summary:PDF Full Text Request
The sustainability of basic endowment insurance system directly relates to financial security and social stability. As China enters the aging society, the balance of payments for basic endowment insurance is in more serious condition, and the amount of financial subsidy for the insurance also has increased. At the same time, a large number of studies show that the payment for basic endowment insurance has been under enormous pressure. There are increasingly serious calls for adjustment of the system. However, the basic endowment insurance covers a wide range, the reform of the system pulls one hair which affects the whole body.This article will choose the sustainability of the current system as a starting point, focus on the probability of the system to keep self-balance on the premise that the system reform will not be carried out. In the diverse circumstances of national basic endowment insurance system, the paper will take Changzhou city for study. I hope that in the future the paper can act as a standpoint to calculate the balance of basic endowment insurance in Changzhou with the aim of improving management of the system.This paper analyzes the shortcoming of the imposition of basic endowment insurance in Changzhou, based on relevant data from china Labor and Social Security Statistical Yearbook, Jiangsu Statistical Yearbook, and Changzhou Statistical Yearbook over the years, establishes the model to calculate the income, payments and balance of the insurance. The study finds that it is inevitable to enter aging society, however the basic endowment insurance system can keep self-balance without the need to increase financial subsidy because of the accumulated surplus owned by Changzhou. At the same time, results of the analysis also reveal that the number of new entering person and the surplus of the pension funds play the most important role to ensure the balance of the system.
Keywords/Search Tags:Basic endowment insurance system, Management analysis, Module estimate
PDF Full Text Request
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