Study On The Social Endowment Insurance In China And Expanding Surface

Along with society's development and the progress, recent year, the society old-age insurance question receives national and people's value more and more, party's 17 big initiative establishment plans the city and countryside the social security system, but 11 National People's Congress two conferences still took the social security question the important subject, because it is a relations national economy and the people's livelihood important matter truly, relates the society the harmony and the stability. How studies to expand the old-age insurance coverage question to have its theory significance and the application value. Our country has implemented the new basic pension computation means since the 1990s, passes through several year, our country society old-age insurance has begun to take shape, the society old-age insurance system's bare bone already establishes. Enlarges day by day along with our country aging of populations degree, retired population's increase, the basic old-age insurance fund revenue and expenditure gap gradual growth, the expanded insured coverage already became the consummation basic old-age insurance system's key.This article from studies the domestic and foreign basic old-age insurance coverage area, the concrete practice and the trend of development obtains, through to our country basic old-age insurance system reform, the development, the consummation process's review, analyzes our country basic old-age insurance coverage area the basic situation, elaborated our country non-regular employment community is specially the Private enterprise employed people, the individual engaged in commerce, the nimble employed people and peasant laborer's old-age insurance present situation, has analyzed this community not by the society old-age insurance entire cover reason, discusses the countryside resident's social security question and the establishment covers the city and countryside the old-age insurance system new mentality. Expands the surface take Qingdao as the example summary society old-age insurance the innovative procedure, like realizes society guarantees manages by the specialist makes to the teller system transformation, further plays each Department concerned's function, to strengthen the social security work propaganda dynamics, to increase the service innovation dynamics and the service promotion, strengthens the rural community old-age insurance to expand the surface work, the exploration society to guarantee the fund on-line to draft gives the management pattern and so on, the discussion expansion old-age insurance coverage existence question, compared with comprehensive proposed the expansion basic old-age insurance coverage measure and the policy suggestion. Proposed that cuts the payment tariff, realizes the old-age insurance payment broad cover truly; Establishes multi-level, the multiplex society old-age insurance system; Enhances the overall plan level, establishes the national overall plan; The formulation and the present city and countryside old-age insurance system links up peasant laborer old-age insurance system; Continues to advance countermeasures and so on new rural community basic old-age insurance system, as well as consummation social security legal regime; Establishes the nimble payment mechanism, determines the payment cardinal number reasonably; Enlarges the retirement insurance premium the examination to reorganize dynamics; Enlarges the finance and the personnel invests, the enhancement society guarantees manages the managed capacity; Strengthens the social insurance fund management, increases finance's social security expenditure;"Not guarantees old person"the city to integrate measures and so on coverage area.