Study On The Problems And Countermeasures Of Rural Social Endowment Insurance In Yicheng City

Today,China's economy is at a critical stage of change and economic development.Social relations have undergone tremendous changes.Social conflicts and potential conflicts of interest are taking place,and social conflicts are frequent.In particular,the income distribution is unfair and the personal income gap is increasing,which is reflected in the imbalance of urban and rural economic and social development.The income level of urban and rural areas has expanded,and some people from low-income rural groups have difficulties in living,and the aging population and lack of old-age security are increasing.If these problems affecting the vital interests of the masses are not effectively resolved,they will have a serious impact on the goal of achieving a prosperous society.Therefore,there is an urgent need to implement and improve China's social security system.Social security means protecting people's lives through the redistribution of income from citizens who have no income,low income and various accidents,and guarantees that workers are old,unemployed,sick,injured,born or suffer other disasters.The basic life of other difficulties is not affected.In general,social security includes social insurance,social assistance,social welfare and special care placement.Among them,social insurance is the core content of social security.Social insurance mainly includes pension insurance,medical insurance,work injury insurance,unemployment insurance,and maternity insurance,but the most basic and important is pension insurance and medical insurance.Social basic endowment insurance is the full name of endowment insurance,which can be divided into three types: endowment insurance for institutions and institutions,endowment insurance for enterprise employees,and endowment insurance for urban and rural residents.The pension of retirees consists of the basic pension and personal account pension of the social pooling fund system.It is an important part of the social security system of residents in China.Its design and implementation are directly related to the quality of life and social stability of the elderly.Taking Yicheng City of Hubei Province as an example,this paper briefly introduces the development process of China's urban and rural residents' pension insurance system.Through the analysis of the history and development status of rural social endowment insurance in Yicheng City,we explored and concluded that there are some problems in the rural social endowment insurance work in China,such as imperfect supervision mechanism,weak local finance,insufficient policy formulation and insufficient propaganda.Based on the actual situation of the development of China's urban and rural residents' pension insurance,this paper puts forward three measures to improve the supervision system,promote economic development,increase financial input,promote policy reform,improve propaganda methods and explore the local characteristics of rural social endowment insurance.The purpose is to explain the necessity and importance of rural social endowment insurance reform from the perspective of social security theory and demand level theory,and provide some useful help and intellectual support for rural residents' needs for old-age and basic life.