Logistics And Financial Services Innovation Research

The development of modern logistics can't be separated from the support of financial services,logistics finance is a combination of logistics services and financial services.Logistics finance business promotes the goods flow,capital flow,information flow to integrate effectively.To the enterprises,the financing problem can be solved through logistics finance,logistics finance makes the liquid money more effectively,further more,reduces the risk of settlement,improves the professional level of management and efficiency.To the logistics company, on the one hand,through the logistics can increase financial support functions,increase value-added,integrated enterprise value and enhance competitiveness;On the other hand,can integrate into the production and marketing of goods to customers in the supply chain,supervise the pledges of the customer's accommodation in the bank.For financial institutions, through logistics and financial services could extend customer scope, establish a competitive advantage,opening up new source of profit,stock access to information,strengthen supervision of materials and reduce the risk of asymmetric information.There are still some lacks of innovation in the current logistics financial services.The first problem is the separation between goods flow and cash flow,the second,Financial products can't conform the needs of the development of logistics economic.Some financial institutions has accumulated certain practical experiences in the logistics of innovative financial services practice.This article on the logistics of financial innovation research, divided into seven parts:The first part focuses on the financial logistics of the definition,content,domestic and foreign logistics of the development of financial services;the second part,ranging from enterprises and logistics companies,financial institutions of the three aspects The logistics needs of financial services,analysis of needs and problems in lack of innovation services;The third part from the logistics and supply chain management,information technology,financial institutions related hardware and technical support,logistics and other practical experience in the financial perspective,the analysis of the current financial innovation in the logistics environment at this stage; in the fourth part of the financial logistics of ideas and innovation Innovative direction;summarized in PartⅤof the financial logistics of two basic models,based on practical business model innovation;PartⅥof financial innovation in logistics need to pay attention to the problems and countermeasures;PartⅦ,presents a successful case.