Business Processes And Accounting Methods Improving Of Bank Of A

This article is the Bank of A business processes and the improved node accounting method for the study. Bank of A through the improvement of the reasons, goals, methods of analysis and possible improvement of the advanced nature of the problems, difficulties, and proposed countermeasures.First, the proposed implementation of this improved background A Bank. A bank "IT blueprint for the strategy" implemented. In order to meet the fierce market competition, improve overall operational efficiency of bank A, optimize workflow, A Bank launched a "IT blueprint for the strategy".The strategy in the "accounting-centric" to "transfer of customer-centric" concept; Trying to achieve "separation of front," "customer accounts and the accounting separation of accounts," "separation of business information and decision-making information" and other targets. Therefore, A banking business processes and accounting methods to improve the node is imperative. Specific, analysis of the current accounting system A banking problems in 2006, the introduction of new accounting standards impact on the bank.A bank of this process improvement philosophy is "customer-centric;. To this end, First, to achieve the system of "small front, large back;, The front from the heavy processing and accounting operations of liberation, only to receive and take the necessary front-line business, business records, Chapter II also describes the separation of front after the accounting business into the background of two important systems: General Ledger (GL) system and the profit contribution analysis (PA) systems, A new part of the Bank of the two most important part of the process, Of the two parts of the text describes not only make a more complete description, but also helps readers to understand later. Second, to centralize information management. The original focus on decentralized management information center, and separate the account information and customer information management. Enables the Bank to achieve information sharing, so that the "zero settlement" to be, greatly improving the business of processing speed; Third, trying to achieve standardization of risk control. The new system seeks to achieve parameter management, Of the data, operations corresponding parameters set in the background as possible to avoid the possibility of manual operation, Improve the automation of business processes and improve the intelligence level.Service nodes to improve the way accounting program analysis is based on the background described above and achieve the goal of improving the program, with the idea of improving the system changes, the accounting requirements of accuracy, each node is bound to have many improvements. Including: improvements in deposit-taking business accounting node, the node improvement loan business accounting, the interest of the accounting, internal financial relationships.In addition, coding of accounts, bonds business, due to the temporary storage, system losses are business have been adjusted These improvements do not eliminate the need for accounting registration, simplifying the operation process, to strengthen the rigor of accounting, so that A bank is more adapt to the new accounting system, new rules and requirements, and to the bank A more accurate accounting system high.All the improvements are not entirely perfect, both advantages and possible problems. Through the above analysis, the fourth chapter summarizes the Bank of the A and many other improvements to make the process has been optimized: Simplify the business front, highlighted the role of network marketing positions; background focus, a substantial increase in the efficiency of accounting; before and after the separation of Taiwan operations, operational risk control; optimization of human resources, improve the quality of personnel services. These are currently carried out by domestic commercial banks in general, "process reengineering" the advantages common to also meet the requirements of the current phase of the system characteristics.Improvement program also analyzed the problems and possible responses: to improve the project team; urge the involvement of senior management; greatly improve the quality of staff; grasp the development of new business management system; strengthening effect of improving the tracking evaluation; discuss risk issues.With this improvement, A bank realized the "accounting-centric" to "customer-centric" concept of the transfer, to achieve a "separation of front" and "customer accounts and accounting separation of accounts," the goal. This feature enables the accounting of the accounting process A banking system more efficient operation; Choose a more reasonable accounting methods to improve the accuracy of accounting, so that A bank account is more in line with market competition. A line to further enhance the overall competitive strength.