A Research On Bank Supervision Efficiency In China

Banks play a predominant in economic activities and economic development and they have specific characteristics, so banking is one of the industries under strict regulation and supervision in the world. economy relation between the national have been more and more lose,the economical reform and the opening have brought the huge benefit to the various countries,impelled the various countries'economy development,promoted the banking reform,but also increased the banking system unstable safe. in order to avoid systematic banking crisis and to realize the sound and steady operation and development of them nations in the world all have strong requirement on effective regulation and supervision of banking.In China, banks are at the center of the financial system, so bank play a more important role in the economic operation and development in China. In the process of furthering the economic structure reform in China and getting involved into the globalization in the world economy, Chinese banking should reduce fragility applicable to the finance opening, to protect public interest and improve the sustainable development of economy. With no doubt, the effective banking regulation is certainly a major precondition to realize the above goals,Since 20-year reform and opening,we have made some progress on banking supervision., from mixed supervision to divided supervision, from pure rule-auditor supervision to cautious supervision which regards avoiding the financial risk as the core,all of theses scribes that banking supervision is heading for the scientific, legal. However the bank regulation and supervision at present is not so satisfactory in China. Therefore the research on effectiveness of bank regulation and supervision is of great urgency and significance on both theoretical and practical basis.According to joining the WTO, the financial industry will face the larger impact with challenge,requesting the banking supervision to take charge of efficiently moving with the heavy responsibility of the international competition ability. Therefore, beginning with the analyses of validity banking supervision, this paper makes a attempt to devised a valuation systems. According to the valuation systems, the writer makes positive analyzes of banking supervision validity and makes a conclusion that the level of efficiency of bank supervision in China in the past 20 years. Finally, the paper puts forwards some corresponding countermeasures from three aspects such as improving the ability of bank supervision department, boosting up the banks ability of bosom control, build up a harmonious circumstance of banking supervision and suggestion.